Welcome to Navigeni

Your Multi-Currency Bank in Singapore

Open a multi-currency account with your email. Send money home, pay bills, and manage your finances across currencies — all from one app. Regulated by the Monetary Authority of Singapore.

Licensed PCI DSS ISO 27001 256-bit Encrypted
Secured Balance $ 248,310.06
NAVIGENIPRIVATE · BLACK
DK
4519 •••• •••• 2208
CardholderA. WHITLOCK
Expires 08 / 31
Annual Yield 12.50%
About Navigeni

Banking Built for Expats in Singapore

Navigeni is a Singapore-licensed fintech bank designed exclusively for foreigners living and working in Singapore. Hold, send, and exchange money in multiple currencies — SGD, USD, EUR, JPY, and more — with competitive FX rates and zero hidden fees.

Secure Transactions

Experience fast and secure money transfers across the globe.

Global Wallet Access

Access your funds anytime, anywhere with multi-currency support.

Open Your Account
Features

Why Foreigners Choose Navigeni

01

Multi-Currency Accounts

Hold SGD, USD, EUR, JPY, AUD and more in one account. Switch between currencies instantly at interbank rates.

02

Easy Account Opening

Open your account with just your email. Verify your email address and start banking. Fully digital — no branch visit needed.

03

PayNow Integration

Send and receive money instantly to anyone in Singapore using PayNow. Link your NRIC/FIN or mobile number.

04

Fast Global Remittance

Send money home to over 50 countries with competitive FX rates and low fees. Your family receives funds in their local currency.

05

MAS-Regulated & Insured

Licensed and regulated by the Monetary Authority of Singapore. Your deposits are insured up to SGD 75,000 under SDIC.

06

P2P Deposit with Local Currency

Deposit funds from your home country using our peer-to-peer network. Pay in your local currency — INR, IDR, PHP, MYR, CNY, and more — and receive SGD instantly in your Navigeni wallet. No wire fees, no middlemen.

Earn competitive returns

Grow Your Savings with Navigeni

Deposit your funds and earn attractive returns. Flexible tenures, transparent payouts, zero surprises.

Flexible Earn

Any wallet. Start earning today with zero lock-in.
1.50%
Percentage
All Wallets 7 Days Daily
Range 10.00 - 5,000.00
Payout Daily
Principal Returned
Approval Auto
  • All currencies
  • Auto-approved
  • Principal returned
Begin Earning

Premium BTC

Bitcoin staking with weekly payouts and premium yield.
5.50%
Percentage
USD 90 Days Weekly
Range 0.00 - 1.00
Payout Weekly
Principal Returned
Approval Manual
  • USD only
  • Manual review
  • Principal returned
Begin Earning

ETH Flex Stake

Flexible Ethereum staking with competitive 60-day returns.
4.10%
Percentage
USD 60 Days Weekly
Range 0.05 - 10.00
Payout Weekly
Principal Returned
Approval Auto
  • USD only
  • Auto-approved
  • Principal returned
Begin Earning
Our Services

Banking Services for Expats

Multi-Currency Wallet

Hold and manage multiple currencies in one seamless wallet. Convert at real-time rates with no markup.

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Global Remittance

Send money home to your family in India, China, Philippines, Indonesia, Malaysia, and more. Fast, secure, and affordable.

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PayNow & FAST Transfers

Pay anyone in Singapore instantly via PayNow or FAST. Link your FIN or mobile number for easy payments.

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Expat Banking Solutions

Salary crediting, bill payments, tax remittance, and P2P deposits from your home country in your local currency. Deposit INR, IDR, PHP, MYR, and more — receive SGD instantly. Everything an expat needs to thrive in Singapore.

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How It Works

Open Your Account in Minutes

01

Create Your Account

Sign up with your email address. Verify your email to activate your account.

02

Verify Your Identity

Complete a quick video call or upload your passport for verification.

03

Fund Your Account

Transfer funds from your existing bank account or use PayNow to start.

04

Start Banking

Access your multi-currency wallet, send remittances, and manage your finances.

Our Numbers

Trusted by Expats Across Singapore

Open Your Account
0
Expats Served
0
Currencies Supported
0
Countries Reached
0
Daily Transactions
Special Features

Everything an Expat Needs

PayNow Linked

Link your FIN or mobile to PayNow. Receive and send money instantly.

Multi-Currency Cards

Get a physical or virtual card that works in 211 countries. Settle in any currency.

P2P Deposit from Home

Deposit money from your home country directly into your Navigeni account via P2P. Pay in your local currency — we handle the conversion to SGD at competitive rates.

Salary Crediting

Get your salary paid directly into your Navigeni account. No more bank queues.

Bill Payment Hub

Pay your Singapore bills — utilities, telco, rent, insurance — all from one app.

Tax Remittance

Remit your IRAS tax payments easily. Track your tax obligations and payment history.

Our Testimonials

What People Say About Navigeni

Contact Us

Let’s Get in Touch

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