Flexible Earn
Any wallet. Start earning today with zero lock-in.- All currencies
- Auto-approved
- Principal returned
Open a multi-currency account with your email. Send money home, pay bills, and manage your finances across currencies — all from one app. Regulated by the Monetary Authority of Singapore.
Navigeni is a Singapore-licensed fintech bank designed exclusively for foreigners living and working in Singapore. Hold, send, and exchange money in multiple currencies — SGD, USD, EUR, JPY, and more — with competitive FX rates and zero hidden fees.
Experience fast and secure money transfers across the globe.
Access your funds anytime, anywhere with multi-currency support.
Hold SGD, USD, EUR, JPY, AUD and more in one account. Switch between currencies instantly at interbank rates.
Open your account with just your email. Verify your email address and start banking. Fully digital — no branch visit needed.
Send and receive money instantly to anyone in Singapore using PayNow. Link your NRIC/FIN or mobile number.
Send money home to over 50 countries with competitive FX rates and low fees. Your family receives funds in their local currency.
Licensed and regulated by the Monetary Authority of Singapore. Your deposits are insured up to SGD 75,000 under SDIC.
Deposit funds from your home country using our peer-to-peer network. Pay in your local currency — INR, IDR, PHP, MYR, CNY, and more — and receive SGD instantly in your Navigeni wallet. No wire fees, no middlemen.
Deposit your funds and earn attractive returns. Flexible tenures, transparent payouts, zero surprises.
Sign up with your email address. Verify your email to activate your account.
Complete a quick video call or upload your passport for verification.
Transfer funds from your existing bank account or use PayNow to start.
Access your multi-currency wallet, send remittances, and manage your finances.
Link your FIN or mobile to PayNow. Receive and send money instantly.
Get a physical or virtual card that works in 211 countries. Settle in any currency.
Deposit money from your home country directly into your Navigeni account via P2P. Pay in your local currency — we handle the conversion to SGD at competitive rates.
Get your salary paid directly into your Navigeni account. No more bank queues.
Pay your Singapore bills — utilities, telco, rent, insurance — all from one app.
Remit your IRAS tax payments easily. Track your tax obligations and payment history.